Investment Performance

Printer Friendly Version

PERFORMANCE UPDATE  
Voya Retirement Insurance and Annuity Company  
NYS VOLUNTARY DEFINED CONTRIB PL  
Variable Annuity Account C, Non-Standardized Returns  
Average Annual Total Returns as of 05/31/2017    (shown in percentages)  

 Variable annuities are long-term investment vehicles designed for retirement purposes which allow you to allocate contributions among variable investment options that have the potential to grow tax-deferred with an option to receive a stream of income at a later date.  Early withdrawals from variable annuities may be subject to surrender charges, and if taken prior to age 59 1/2, a 10% IRS penalty may apply.  Withdrawals will also reduce the applicable death benefit and cash surrender value/account value. 

 The performance data quoted represents past performance.  Past performance does not guarantee future results.  For month-end performance which may be lower or higher than the performance data shown please call 800-584-6001.  Investment return and principal value of an investment will fluctuate so that, when sold, an investment may be worth more or less than the original cost.  

 These numbers reflect annual deductions from the Separate Account as follows: for Voya Money Market Portfolio, a 1.25% annual deduction prior to December 11, 2001, a 1.00% annual deduction from December 11, 2001 through April 30, 2002,  a 0.35% annual deduction thereafter; for all other subaccounts, a 1.25% annual deduction prior to December 11, 2001, a 1.10% through April 28, 2007, a 0.95% annual deduction through April 24, 2012, and a 0.85% annual deduction thereafter.  They also assume reinvestment of all dividends (ordinary income and capital gains) and are net of management fees and other fund operating expenses. 

 Depending upon the type of contract in which you participate, you have either received prospectuses and/or prospectus summaries for the separate account and the funds.  You should consider the investment objectives, risks and charges, and expenses of the variable product and its underlying fund options carefully before investing.  The prospectus contains this and other information.  Anyone who wishes to obtain a free copy of the separate account and/or fund prospectuses may call their Voya representative or the number above.  Please read the prospectus or prospectus summaries carefully before investing. 

 Returns less than one year are not annualized.  Fund Inception Date is the date of inception for the underlying fund, and is the date used in calculating the periodic returns.  The fund inception date indicates the inception date of the underlying investment portfolio, which may precede the portfolio's inclusion in the product. 


 Investment Options 1-Mo 3-Mo YTD 1-Yr 3-Yr 5-Yr10-Yr InceptFund Inception Date 
Stability of Principal   
   Money Market 
Voya Government Money Market Portfolio - Class I - 003 0.010.030.01-0.07-0.23-0.270.3101/01/1980 
The 7-day annualized Subaccount yield as of 05/31/2017 is 0.24%, which more closely reflects current earnings.  (9) 
   Stability of Principal 
Voya Fixed Plus Account - 4990 (1)(8)0.250.751.233.003.003.003.12 
This fund is not part of the product's separate account.   
Voya Fixed Plus Account - 10Yr Bonus - 4991 (2)(8)0.250.751.233.003.003.003.26 
This fund is not part of the product's separate account.   
Bonds   
   Bank Loan 
Voya Floating Rate Fund - Class A - 6545 0.150.270.663.982.023.103.2608/17/2010 
   High Yield Bond 
Voya High Yield Portfolio - Institutional Class - 1159 0.831.513.8811.163.795.766.1605/03/2004 
   Inflation-Protected Bond 
American Century Inflation-Adjusted Bond Fund - Inv Class - 1001 -0.160.211.371.58-0.24-1.053.0302/10/1997 
   Intermediate Government 
JPMorgan Government Bond Fund - Class I Shares - 7732 0.591.151.740.021.320.533.5005/31/2007 
   Intermediate-Term Bond 
Voya Intermediate Bond Portfolio - Class I - 004 0.831.662.843.172.443.143.8005/23/1973 
   World Bond 
Voya Global Bond Portfolio - Initial Class - 422 1.712.845.073.530.051.012.6711/08/2004 
Asset Allocation   
   Lifecycle 
Voya Solution 2025 Portfolio - Initial Class - 790 (3)1.303.037.0310.524.408.092.9604/29/2005 
Voya Solution 2035 Portfolio - Initial Class - 761 (3)1.363.688.6413.354.969.473.2304/29/2005 
Voya Solution 2045 Portfolio - Initial Class - 764 (3)1.453.879.1414.505.1810.323.2004/29/2005 
Voya Solution 2055 Portfolio - Initial Class - 1166 (3)1.483.959.2914.805.3310.448.5003/08/2010 
Voya Solution Income Portfolio - Initial Class - 767 (3)0.941.834.466.053.034.903.3904/29/2005 
Balanced   
   Allocation--50% to 70% Equity 
Calvert VP SRI Balanced Portfolio - 101 1.331.674.848.554.187.503.6409/02/1986 
VY® Invesco Equity and Income Portfolio - Initial Class - 452 -0.34-0.672.2013.785.7810.475.0312/10/2001 
VY® T. Rowe Price Capital Appreciation Portfolio - Service - 788 1.543.608.1710.558.4912.076.9101/24/1989 
Large Cap Value   
   Large Blend 
Fidelity® VIP Index 500 Portfolio - Initial Class - 131 1.322.328.2316.379.0914.285.9008/27/1992 
Oppenheimer Main Street Fund® - Class A - 958 1.672.928.5616.189.1213.915.4402/03/1988 
Parnassus Core Equity FundSM - Investor Shares - 2228 0.721.875.7411.966.9813.787.8408/31/1992 
Voya Corporate Leaders 100 Fund - Class I - 3436 0.370.335.8614.387.3413.788.8606/30/2008 
Voya Growth and Income Portfolio - Class I - 001 2.263.8510.0716.827.3312.765.2412/31/1979 
   Large Value 
American Funds Washington Mutual Investors FundSM - R-4 - 819 (4)1.451.826.4015.557.6813.255.3007/31/1952 
Fidelity VIP Equity-Income Portfolio - Initial Class - 108 -0.43-0.842.7314.675.6912.053.3710/09/1986 
JPMorgan Equity Income Fund - Class I Shares - 3420 0.83-0.084.1213.337.5312.996.1307/02/1987 
Pioneer Equity Income Fund - Class Y Shares - 1332 0.13-0.502.9814.378.9013.815.2207/25/1990 
Large Cap Growth   
   Large Growth 
American Funds The Growth Fund of America - Class R-4 - 572 (5)2.014.9312.1319.629.8215.336.3312/01/1973 
Fidelity VIP Contrafund Portfolio - Initial Class - 133 1.763.5510.7417.208.3113.526.1901/03/1995 
Voya Large Cap Growth Portfolio - Institutional Class - 742 3.107.4915.5119.0010.8314.639.8105/03/2004 
VY® T. Rowe Price Growth Equity Portfolio - Initial Class - 111 3.379.1618.8824.5812.2615.807.7511/28/1997 
Small/Mid/Specialty   
   Mid-Cap Blend 
Voya Russell™ Mid Cap Index Portfolio - Class I - 1560 0.761.206.3714.447.1713.719.0703/04/2008 
VY® JPMorgan Mid Cap Value Portfolio - Initial Class - 429 0.41-0.024.5413.047.7413.856.9505/01/2002 
   Mid-Cap Growth 
Voya MidCap Opportunities Portfolio - Class I - 081 2.345.0512.8915.749.0712.378.5605/05/2000 
VY® T. Rowe Price Diversified Mid Cap Growth Port - Initial - 449 2.114.6311.5716.619.7114.157.4412/10/2001 
   Mid-Cap Value 
Victory Sycamore Established Value Fund - Class A - 2798 -0.42-0.903.9513.909.6914.638.0005/05/2000 
VY® American Century Small-Mid Cap Value Portfolio - Initial - 434 -1.22-1.731.6116.049.6514.947.6105/01/2002 
   Small Blend 
Voya Russell™ Small Cap Index Portfolio - Class I - 1563 -2.21-1.190.9218.856.8712.938.9203/04/2008 
Voya Small Company Portfolio - Class I - 042 -2.62-2.201.0617.889.4814.016.8912/27/1996 
   Small Growth 
Voya SmallCap Opportunities Portfolio - Class I - 080 -0.621.086.9218.318.4313.297.5905/06/1994 
Wanger USA - 821 -0.363.067.5019.918.0912.665.9405/03/1995 
   Small Value 
American Beacon Small Cap Value Fund - Investor Class - 9165 -3.63-4.12-2.8916.315.8513.135.1603/01/1999 
Franklin Small Cap Value VIP Fund - Class 2 - 073 -2.57-1.91-1.5418.015.1813.025.1305/01/1998 
   Specialty - Commodities 
PIMCO CommodityRealReturn Strategy Fund® - Admin Class - 1908 02/14/2003 
   Specialty - Real Estate 
VY® Clarion Global Real Estate Portfolio - Institutional - 1613 1.260.453.130.211.306.630.6201/03/2006 
Global / International   
   Diversified Emerging Mkts 
Oppenheimer Developing Markets Fund - Class A - 190 2.739.6516.8721.98-0.804.713.5811/18/1996 
   Foreign Large Blend 
Lazard International Equity Portfolio - Open Shares - 5055 3.699.6512.306.51-0.548.121.1301/23/1997 
Voya International Index Portfolio - Class I - 1551 3.419.3314.0115.410.358.891.3103/04/2008 
   Foreign Large Growth 
American Funds EuroPacific Growth Fund - Class R-4 - 573 (6)3.2910.0816.0717.212.489.162.3204/16/1984 
Invesco International Growth Fund - Class R5 - 8506 2.748.4113.1410.131.177.961.9303/15/2002 
   Foreign Large Value 
VY® Templeton Foreign Equity Portfolio - Initial Class - 1586 3.658.8313.2316.41-0.778.540.6501/03/2006 
   World Allocation 
Voya Global Perspectives® Portfolio - Class I - 3911 1.292.946.888.992.784.0304/25/2013 
   World Stock 
American Funds New Perspective Fund - Class R-4 - 818 (7)3.418.7516.1718.517.1812.645.5003/13/1973 
American Funds SMALLCAP World Fund® - Class R-4 - 1445 1.675.8712.8418.146.6311.894.3307/24/2002 
VY® Oppenheimer Global Portfolio - Initial Class - 432 2.719.2217.7022.995.9913.224.4105/01/2002 
 The risks of investing in small company stocks may include relatively low trading volumes, a greater degree of change in earnings and greater short-term volatility. 
 Foreign investing involves special risks such as currency fluctuation and public disclosure, as well as economic and political risks. 
 Some of the Funds invest in securities guaranteed by the U.S. Government as to the timely payment of principal and interest; however, shares of the Funds are not insured nor guaranteed. 
 High yielding fixed-income securities generally are subject to greater market fluctuations and risks of loss of income and principal than are investments in lower yielding fixed-income securities. 
 Sector funds may involve greater-than average risk and are often more volatile than funds holding a diversified portfolio of stocks in many industries. Examples include: banking, biotechnology, chemicals, energy, environmental services, natural resources, precious metals, technology, telecommunications, and utilities. 


PERFORMANCE UPDATE  
Voya Retirement Insurance and Annuity Company  
NYS VOLUNTARY DEFINED CONTRIB PL  
Variable Annuity Account C, Standardized Returns  
Average Annual Total Returns as of 03/31/2017    (shown in percentages)  

 The performance data quoted represents past performance.  Past performance does not guarantee future results.  For month-end performance which may be lower or higher than the performance data shown please call 800-584-6001.  Investment return and principal value of an investment will fluctuate so that, when sold, an investment may be worth more or less than the original cost.  

 These numbers reflect annual deductions from the Separate Account as follows: for Voya Money Market Portfolio, a 1.25% annual deduction prior to December 11, 2001, a 1.00% annual deduction from December 11, 2001 through April 30, 2002,  a 0.35% annual deduction thereafter; for all other subaccounts, a 1.25% annual deduction prior to December 11, 2001, a 1.10% through April 28, 2007, a 0.95% annual deduction through April 24, 2012, and a 0.85% annual deduction thereafter.  They also assume reinvestment of all dividends (ordinary income and capital gains) and are net of management fees and other fund operating expenses. 

 Returns less than one year are not annualized.  VAA Inception Date is the date on which contributions were first received in this fund under the Variable Annuity Account, and is the date used in calculating the periodic returns. 


 Investment Options 1-Mo 3-Mo YTD 1-Yr 3-Yr 5-Yr 10-Yr Incept VAA Inception Date 

Stability of Principal   
   Money Market 
Voya Government Money Market Portfolio - Class I - 003 0.00-0.01-0.01-0.13-0.26-0.280.3809/30/1975 
The 7-day annualized Subaccount yield as of 03/31/2017 is -0.02%, which more closely reflects current earnings.  (9) 
Bonds   
   Bank Loan 
Voya Floating Rate Fund - Class A - 6545 0.060.450.453.7506/01/2016 
   High Yield Bond 
Voya High Yield Portfolio - Institutional Class - 1159 -0.351.981.9812.643.505.226.1705/10/2006 
   Inflation-Protected Bond 
American Century Inflation-Adjusted Bond Fund - Inv Class - 1001 -0.071.081.080.710.68-0.422.6105/11/2009 
   Intermediate Government 
JPMorgan Government Bond Fund - Class I Shares - 7732 -0.060.520.52-1.531.480.2611/05/2012 
   Intermediate-Term Bond 
Voya Intermediate Bond Portfolio - Class I - 004 -0.081.081.082.012.562.983.5705/31/1978 
   World Bond 
Voya Global Bond Portfolio - Initial Class - 422 -0.152.012.011.26-0.410.012.5903/23/2005 
Asset Allocation   
   Lifecycle 
Voya Solution 2025 Portfolio - Initial Class - 790 (3)0.464.354.359.484.167.0209/04/2012 
Voya Solution 2035 Portfolio - Initial Class - 761 (3)0.805.615.6112.044.698.3009/04/2012 
Voya Solution 2045 Portfolio - Initial Class - 764 (3)0.805.925.9213.014.899.0709/04/2012 
Voya Solution 2055 Portfolio - Initial Class - 1166 (3)0.846.016.0113.225.018.1309/14/2012 
Voya Solution Income Portfolio - Initial Class - 767 (3)0.012.602.605.213.064.1109/04/2012 
Balanced   
   Allocation--50% to 70% Equity 
Calvert VP SRI Balanced Portfolio - 101 -0.073.043.048.484.466.423.8705/31/1989 
VY® Invesco Equity and Income Portfolio - Initial Class - 452 -0.722.152.1517.976.239.495.6903/22/2005 
VY® T. Rowe Price Capital Appreciation Portfolio - Service - 788 0.645.075.0710.618.3710.467.2405/05/2005 
Large Cap Value   
   Large Blend 
Fidelity® VIP Index 500 Portfolio - Initial Class - 131 0.045.825.8216.089.3212.186.4705/31/1995 
Oppenheimer Main Street Fund® - Class A - 958 0.095.575.5715.719.0111.395.9806/04/2004 
Parnassus Core Equity FundSM - Investor Shares - 2228 0.344.164.1611.388.2312.5014.6809/28/2011 
Voya Corporate Leaders 100 Fund - Class I - 3436 -0.624.854.8516.346.6505/07/2015 
Voya Growth and Income Portfolio - Class I - 001 0.746.776.7717.467.1110.345.7105/01/1975 
   Large Value 
American Funds Washington Mutual Investors FundSM - R-4 - 819 (4)-0.394.094.0915.197.8611.595.9005/03/2004 
Fidelity VIP Equity-Income Portfolio - Initial Class - 108 -0.872.692.6917.806.4810.574.2405/31/1994 
JPMorgan Equity Income Fund - Class I Shares - 3420 -0.833.333.3315.188.3008/11/2014 
Pioneer Equity Income Fund - Class Y Shares - 1332 -0.742.732.7316.959.8312.9109/17/2012 
Large Cap Growth   
   Large Growth 
American Funds The Growth Fund of America - Class R-4 - 572 (5)0.947.867.8619.289.2312.736.7105/03/2004 
Fidelity VIP Contrafund Portfolio - Initial Class - 133 0.437.397.3916.777.8110.986.6205/31/1995 
Voya Large Cap Growth Portfolio - Institutional Class - 742 1.539.119.1114.0810.2811.7113.7206/18/2010 
VY® T. Rowe Price Growth Equity Portfolio - Initial Class - 111 1.8310.9110.9118.1710.2612.547.9011/28/1997 
Small/Mid/Specialty   
   Mid-Cap Blend 
Voya Russell™ Mid Cap Index Portfolio - Class I - 1560 -0.264.834.8315.647.1411.737.4205/15/2008 
VY® JPMorgan Mid Cap Value Portfolio - Initial Class - 429 -0.703.833.8313.988.1712.5909/14/2012 
   Mid-Cap Growth 
Voya MidCap Opportunities Portfolio - Class I - 081 0.988.528.5214.697.669.899.2708/02/2001 
VY® T. Rowe Price Diversified Mid Cap Growth Port - Initial - 449 0.587.257.2514.697.8911.437.9512/26/2002 
   Mid-Cap Value 
Victory Sycamore Established Value Fund - Class A - 2798 -0.054.844.8419.3305/19/2016 
VY® American Century Small-Mid Cap Value Portfolio - Initial - 434 -0.153.243.2423.0510.5013.6715.7309/19/2011 
   Small Blend 
Voya Russell™ Small Cap Index Portfolio - Class I - 1563 0.062.202.2024.756.1811.317.7305/15/2008 
Voya Small Company Portfolio - Class I - 042 -0.332.992.9926.069.2712.697.7905/30/1997 
   Small Growth 
Voya SmallCap Opportunities Portfolio - Class I - 080 0.336.136.1322.916.9311.368.3008/03/2001 
Wanger USA - 821 0.765.095.0925.396.3810.296.5705/03/2004 
   Small Value 
American Beacon Small Cap Value Fund - Investor Class - 9165 -0.510.760.7623.548.3505/16/2014 
Franklin Small Cap Value VIP Fund - Class 2 - 073 -1.05-0.68-0.6822.205.0210.966.0108/31/2001 
   Specialty - Commodities 
PIMCO CommodityRealReturn Strategy Fund® - Admin Class - 1908 08/14/2014 
   Specialty - Real Estate 
VY® Clarion Global Real Estate Portfolio - Institutional - 1613 -1.650.980.98-3.052.775.114.1509/05/2008 
Global / International   
   Diversified Emerging Mkts 
Oppenheimer Developing Markets Fund - Class A - 190 3.9210.7510.7514.21-1.241.184.2002/21/2001 
   Foreign Large Blend 
Lazard International Equity Portfolio - Open Shares - 5055 2.735.215.21-0.9705/25/2016 
Voya International Index Portfolio - Class I - 1551 3.087.497.4910.90-0.624.62-0.3005/13/2008 
   Foreign Large Growth 
American Funds EuroPacific Growth Fund - Class R-4 - 573 (6)3.429.049.0411.760.965.372.3505/03/2004 
Invesco International Growth Fund - Class R5 - 8506 3.107.607.604.550.574.9611/30/2012 
   Foreign Large Value 
VY® Templeton Foreign Equity Portfolio - Initial Class - 1586 3.247.407.4012.20-1.684.180.2804/25/2008 
   World Allocation 
Voya Global Perspectives® Portfolio - Class I - 3911 0.494.334.337.592.3405/12/2014 
   World Stock 
American Funds New Perspective Fund - Class R-4 - 818 (7)2.299.269.2613.405.629.355.6205/03/2004 
American Funds SMALLCAP World Fund® - Class R-4 - 1445 1.538.218.2117.094.909.185.1305/15/2008 
VY® Oppenheimer Global Portfolio - Initial Class - 432 2.2210.1510.1517.344.448.874.5003/22/2005 
 The risks of investing in small company stocks may include relatively low trading volumes, a greater degree of change in earnings and greater short-term volatility. 
 Foreign investing involves special risks such as currency fluctuation and public disclosure, as well as economic and political risks. 
 Some of the Funds invest in securities guaranteed by the U.S. Government as to the timely payment of principal and interest; however, shares of the Funds are not insured nor guaranteed. 
 High yielding fixed-income securities generally are subject to greater market fluctuations and risks of loss of income and principal than are investments in lower yielding fixed-income securities. 
 Sector funds may involve greater-than average risk and are often more volatile than funds holding a diversified portfolio of stocks in many industries. Examples include: banking, biotechnology, chemicals, energy, environmental services, natural resources, precious metals, technology, telecommunications, and utilities. 

ADDITIONAL NOTES 
(1) The current rate for the Voya Fixed Plus Account MC 901, Fund 4990 is 3.00%, expressed as an annual effective yield. The current rate may change and be higher or lower than the previously identified rate but is guaranteed not to be less than 3.00%. Any rate change initiated solely by VRIAC will be guaranteed to remain in effect until the last day of the three-month period measured from the first day of the month in which such change was made. Note: The current rate for a plan's initial investment in the fixed account previously identified may be in effect for less than a full three-month period. 

(2) The current rate for the Voya Fixed Plus Account - 10Yr Bonus MC 913, Fund 4991 is 3.00%, expressed as an annual effective yield. The current rate may change and be higher or lower than the previously identified rate but is guaranteed not to be less than 3.00%. Any rate change initiated solely by VRIAC will be guaranteed to remain in effect until the last day of the three-month period measured from the first day of the month in which such change was made. Note: The current rate for a plan's initial investment in the fixed account previously identified may be in effect for less than a full three-month period. 


 The CURRENT rate for the Voya Short Term Guaranteed Accumulation Account (4996) is 3.00%, expressed as an annual effective yield, and is guaranteed between 06/01/2017 and 06/30/2020.
 
 The CURRENT rate for the Voya Long Term Guaranteed Accumulation Account (4997) is 3.00%, expressed as an annual effective yield, and is guaranteed between 06/01/2017 and 06/30/2022.
 
 Deposits received from 06/01/2017 through 06/30/2017 will receive this rate of interest.  The annual rate of interest applied to your account may be higher or lower than the current rate. 


(3) There is no guarantee that any investment option will achieve its stated objective. Principal value fluctuates and there is no guarantee of value at any time, including the target date. The "target date" is the approximate date when you plan to start withdrawing your money. When your target date is reached, you may have more or less than the original amount invested. For each target date Portfolio, until the day prior to its Target Date, the Portfolio will seek to provide total returns consistent with an asset allocation targeted for an investor who is retiring in approximately each Portfolio's designation Target Year. Prior to choosing a Target Date Portfolio, investors are strongly encouraged to review and understand the Portfolio's objectives and its composition of stocks and bonds, and how the asset allocation will change over time as the target date nears. No two investors are alike and one should not assume that just because they intend to retire in the year corresponding to the Target Date that that specific Portfolio is appropriate and suitable to their risk tolerance. It is recommended that an investor consider carefully the possibility of capital loss in each of the target date Portfolios, the likelihood and magnitude of which will be dependent upon the Portfolio's asset allocation. On the Target Date, the portfolio will seek to provide a combination of total return and stability of principal.

Stocks are more volatile than bonds, and portfolios with a higher concentration of stocks are more likely to experience greater fluctuations in value than portfolios with a higher concentration in bonds. Foreign stocks and small and midcap stocks may be more volatile than large cap stocks. Investing in bonds also entails credit risk and interest rate risk. Generally investors with longer timeframes can consider assuming more risk in their investment portfolio.

The Voya Solution PortfoliosSM are actively managed and the asset allocation adjusted over time.  The portfolios may merge with or change to other portfolios over time. Refer to the prospectus for more information about the specific risks of investing in the various asset classes included in the Voya Solution Portfolios.
 
(4) The Washington Mutual Investors FundSM - Class R-4 commenced operations on May 20, 2002.  The fund has identical investment objectives and policies, the same portfolio manager, and invests in the same holdings as Class A of this fund.  The performance information for the Washington Mutual Investors FundSM - Class R-4 prior to May 20, 2002 is based upon the Class A performance, adjusted by fees associated with Class R-4. 
(5) The Growth Fund of America - Class R-4 commenced operations on May 15, 2002. Class R-4 has identical investment objectives and policies, the same portfolio manager, and invests in the same holdings as Class A.  The performance information above prior to May 15, 2002 is based upon the Class A performance adjusted by the fee differences between classes. 
(6) EuroPacific Growth Fund - Class R-4 commenced operations on May 15, 2002. Class R-4 has identical investment objectives and policies, the same portfolio manager, and invests in the same holdings as Class A.  The performance information above prior to May 15, 2002 is based upon the Class A performance adjusted by the fee differences between classes. 
(7) The New Perspective Fund - Class R-4 commenced operations on May 28, 2002.  The fund has identical investment objectives and policies, the same portfolio manager, and invests in the same holdings as Class A of this fund.  The performance information for the New Perspective Fund - Class R-4 prior to May 28, 2002 is based upon the Class A performance, adjusted by fees associated with Class R-4. 
(8) The Investment Option is not part of the Separate Account.  The returns listed do not include the impact of contract charges.  Please refer to the contract to determine which Fixed Interest Options are available for your specific plan. 

(9) The current yield reflects the deduction of all charges that are deducted from the total return quotations shown.   
 Insurance products, annuities and funding agreements issued by Voya Retirement Insurance and Annuity Company, One Orange Way Windsor, CT 06095, (VRIAC), which is solely responsible for meeting its obligations. Plan administrative services provided by VRIAC or Voya Institutional Plan Services, LLC. All companies are members of the Voya family of companies. Securities are distributed by or offered through Voya Financial Partners, LLC (member SIPC) or other broker-dealers with which it has a selling agreement. 




Creation Date: Thursday, June 22, 2017